Home Financing

We recommend getting pre-qualified to get the process started. It’s easy… click here to submit online.

We do! Texas Investment Homes is ITIN-friendly and even have loan options tailor-made just for those with ITIN numbers.

Worrying about that pesky credit score? We’ve helped all sorts of customers with credit scores across the board. Credit is just one factor in a home loan; we’ve got programs and over a dozen lenders to help you on your homeownership journey.

If you got land, then use it! You can use that valuable real estate for your new home down payment. Just make sure it appraises high enough to meet the bank’s threshold!

When buying a home from Texas Investment Homes, we normally require a minimum 5 – 10% down payment, unless you have a trade-in (or) own land and wish to do land-in-lieu of a down payment. Many customers choose this option since it helps finance their initial down payment by using their land as collateral.

With over 12 national lenders and banks to choose from, you have tons of home financing options that include loan terms with 5, 10, 15, 20, or 30-year notes. You tell our Texas Investment Homes home specialists what you want to spend each month and we can help you find the right loan for your family.

When you are applying for manufactured home home financing with our lenders, it helps to bring these items to make the application process a smooth one.

• Drivers License (or) itin card
• Last Paycheck Stub
• Prior 3 years of Tax Returns
• Current & Previous Employer Address / Phone info

Yes sir! Government-backed loans are often great for lower down payments (sometimes even $0). But be warned: there are more hoops to jump through, and approvals might take a bit longer.